Effective Date: April 1, 2026

At Todd Ruble Agency LLC, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices you have regarding your information.

We may collect the following types of personal information:

• Name, address, phone number, and email address
• Date of birth
• Driver's license number
• Social Security number (when required for insurance applications)
• Employment and income information
• Insurance policy information
• Payment and billing information
• Claims history
• Information about your property, vehicles, or business
• Other information necessary to provide insurance products and services

We collect information:

• Directly from you through applications, forms, emails, phone calls, and our website.
• From insurance carriers and underwriting companies.
• From consumer reporting agencies, motor vehicle records, and other third parties, as permitted by law.
• Through cookies and similar technologies when you visit our website.

We use your information to:

• Obtain insurance quotes.
• Issue and service insurance policies.
• Process claims.
• Communicate with you about your coverage.
• Process payments.
• Meet legal and regulatory requirements.
• Improve our customer service and business operations.

We do not sell your personal information.

We may share your information with:

• Insurance companies and underwriting partners.
• Claims administrators and adjusters.
• Service providers who assist in operating our business.
• Government agencies or regulators when required by law.
• Other parties with your authorization or as otherwise permitted by law.

We maintain administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While no method of transmission or storage is completely secure, we strive to use commercially reasonable security measures.

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

Depending on your state of residence, you may have rights to:

• Request access to your personal information.
• Request correction of inaccurate information.
• Request deletion of certain personal information where permitted by law.
• Receive information about how your personal information is used.

To exercise these rights, please contact us using the information below.

If you visit our website, we may use cookies or similar technologies to improve functionality, analyze website traffic, and enhance your browsing experience. You can manage cookie preferences through your browser settings.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

Our services are not directed to children under the age of 13, and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Todd Ruble Agency LLC
605 Greene Street
Newport, Ohio 45768
Phone: 740-473-2204
Email: todd@rubleinsurance.net