About Todd Ruble Agency LLC
What Defines Ruble Insurance Agency

Our agency has been built on relationships, not transactions. The core idea is simple: people want to work with someone who understands their lives, their risks, and their community. That’s why we become trusted anchors for families and small businesses.

  • Local Roots — Born & raised in Newport & St. Marys. Generations of our families have lived and still reside in these communities.
  • Personal Service — Clients get real conversations, not call-center scripts.
  • Community Trust — Reputation is built through decades of reliability, fairness, and showing up when people need help most.
  • Tailored Coverage — Policies are shaped around local lifestyles, local businesses, and local risks.
Why People Choose Our Agency

The biggest advantage is confidence—knowing your agent is right down the street and invested in your well-being.

  • Local Expertise — We understand regional weather patterns, local regulations, and community-specific risks.
  • Fast Claims Support — When something goes wrong, you talk to someone who already knows your situation.
  • Long-term Relationships — Many clients stay with our agency for decades.
  • Community Involvement — Sponsoring local sports teams, supporting charities, and showing up at town events.
What We Offer

Our agency provides a full suite of coverage options, but with a personal touch.

  • Home Insurance — Protecting houses, rentals, and property unique to the area.
  • Auto Insurance — Coverage tailored to local driving conditions and commuting patterns.
  • Specialty Insurance — ATV, Motorcycle, Boat, Travel Trailer, and Motorhome coverage.
  • Business Insurance — Supporting local shops, contractors, farms, and service providers.
  • Life & Investment Options — Helping families plan for the future with clarity and care.
The Community Impact

A hometown insurance agency isn’t just a business—it’s a neighbor. It strengthens the town by:

  • Supporting Local Families — Offering guidance during stressful moments.
  • Protecting Local Businesses — Helping entrepreneurs stay resilient.
  • Building Stability — Ensuring the community can recover quickly after storms, accidents, or unexpected events.